Category: Perspectives

The risk of cyber attacks is one of the few risks where the demand for insurance exceeds the supply. Despite the apparent opportunity, many traditional and alternative reinsurers have been reluctant to embrace this line of business. In this...

Michael Millette is the Founder and Managing Partner of Hudson Structured Capital Management Ltd. Before that, he spent 21 years at Goldman Sachs where he was the Global Head of Structured Finance. In the first part of the interview, he...

For most insurers and reinsurers, an AM Best rating is a requirement of doing business. The rating agency uses quantitative and qualitative models to evaluate both the market as a whole and individual firms. These models are about to undergo...

AXA recently bought 46% of microinsurance intermediary MicroEnsure. In this interview, MicroEnsure's CEO explains how a radical simplification of insurance products combined with new, innovative distribution channels are helping insurers...

Eugene Gurenko is a Lead Insurance Specialist at the joint World Bank/IFC Finance and Markets Global Practice. He has worked at the World Bank Group since 1998 where he has helped to develop catastrophe risk management solutions for the...

"...usually, over time, consolidation results in opportunities for more-nimble participants to capitalise on the missteps of a big organisation." In the first part of his interview, Dirk Lohmann, discusses retail investors,...

The first part of the interview is available here. Do you see the ILS sector branching out into new non-catastrophe risk areas? I wrote an article about seven years ago on this, saying that you could use insurance...

Guy Carpenter is a leading reinsurance broker with over 50 offices around the world. As Vice Chairman, David Priebe is responsible for advising some the world's largest insurance companies on their reinsurance strategies. He is also responsible...

In the second part of his interview, David Priebe discusses the how the reinsurance business is being affected by the rise of 'alternative' reinsurers and the recent wave of M&A. Part one can be found here. How is consolidation...

From a pricing perspective... we've reached a low zone and that's where it's going to stay until something takes it out of here - Morton Lane Lane Financial was founded in 1995 in the earliest days of the catastrophe bond...

Florida's unique combination of high property values and vulnerability to hurricanes makes it the most significant territory in the global market for catastrophe reinsurance/ILS. This week, negotiations between insurers and reinsurers...

In the second of our two part series on terrorism, we spoke to Lloyd Dixon, senior economist at the global policy think tank, RAND. We asked him about the recent changes to the US terrorism insurance legislation, the Terrorism Risk Insurance...

A conversation with the head of Validus Group's fund management business. Validus was established in 2005 during the recapitalisation of the reinsurance industry that followed Hurricane Katrina. It has enjoyed considerable success...

ILS funds and reinsurers are struggling to identify opportunities to deploy the current influx of capital but researchers at Cambridge University are having no difficulty in identifying plausible events that could cause trillions of dollars...

The second part of our conversation with Goldman’s Global Head of Structured Finance In the first half of his interview with InsuranceLinked, Michael Millette shared his views on the relative value of reinsurance funds compared...

A conversation with Goldman's Global Head of Structured Finance Michael Millette was one of the founders of the Goldman Sachs insurance linked securities business. Since joining the firm in 1994, he has worked on many of the market’s...

A conversation with the head of Montpelier's third party platform group Bermuda reinsurer, Montpelier Re, established an asset manager in 2012. It manages a variety of vehicles including funds that are listed on the New York and...

July 1 is the final opportunity for most insurers to buy reinsurance protection. This year's mid-year market has felt the effects of the changing capital landscape The influx of non-traditional capacity and reduction in ILS pricing...

A conversation with RMS’s head scientist about why water is the new wind when it comes to hurricane risk This week we spoke to RMS’s Chief Research Officer, Robert Muir-Wood, about the latest advances in storm...

A conversation with the head of Lancashire’s third party capital group The rapid structural changes in the reinsurance market have left many ‘traditional’ reinsurers struggling to adapt. At the end of 2013, Lancashire, a leading...

A conversation with Dr. Ben Fox of the World Bank Group, about the Bank’s work to reduce the economic burden of natural disasters The World Bank has led efforts to use innovative financial structures to secure finance for disaster...